Licensed to serve all of Michigan · Est. 2000  ·  📞 586-226-8400 NMLS #137185  ·  Equal Housing Lender
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⭐ Trusted Since 2000 · Michigan's Licensed Mortgage Broker

We Put You First,
Every Step of the Way

From first-time buyers to seasoned homeowners — Victory Home Loans gets you to the closing table faster, with a loan that actually fits your life.

25
Years serving Michigan
3k+
Families helped
4.9★
Average client rating

Get a Free Rate Quote

Takes less than 2 minutes. No commitment.

We never sell your information. NMLS #137185

🤝 Contact a Loan Expert 🏠 Search Properties 🧮 Mortgage Calculator 📋 Application Checklist Mortgage FAQs
How Can We Help You?
Whether you're buying your first home, refinancing, or rebuilding your credit — we've got you covered.
🏡
I'm looking to

Purchase a Home

First-time buyer or seasoned homeowner — we'll find the right loan program and walk you through every step of the process.

Learn more →
💰
I'm looking to

Refinance a Home

Lower your monthly payment, tap your home's equity, or shorten your loan term. Let's see what refinancing can do for you.

Learn more →
📈
I'm looking for

Credit Coaching

Not quite ready to buy? Our credit coaching program helps you build the score you need to achieve homeownership.

Learn more →
The Victory Difference
We're an independent mortgage broker — which means we work for you, not a bank.
30+

Lenders to Compare

As a broker, we shop dozens of lenders to find your best rate — something banks can't do.

Same Day

Same-Day Pre-Approvals

In competitive markets, speed wins. Submit your application and we'll typically have your pre-approval back the same business day.

25yr

25 Years in Business

Founded in 2000, we've guided Michigan families through every market — recessions, booms, and everything in between.

MI

Licensed Across Michigan

From the Upper Peninsula to the Ohio border — we're licensed to serve all 83 Michigan counties, not just Metro Detroit.

What Our Clients Say
Don't take our word for it — here's what real Victory Home Loans clients have shared.
★★★★★

"Victory made buying our first home so much less stressful than I expected. They explained everything, answered every question, and got us a great rate. We closed on time!"

MR
Maria R.
First-time buyer · Sterling Heights
★★★★★

"We refinanced with Victory and saved over $300 a month. The process was smooth, communication was great, and they genuinely cared about getting us the best deal."

DT
David T.
Refinance client · Shelby Township
★★★★★

"I came to Victory with a low credit score and they didn't turn me away — they helped me build a plan. 18 months later, I closed on my first home. Life-changing."

KJ
Keisha J.
Credit coaching client · Clinton Township
Proudly Licensed Across All of Michigan

From the Upper Peninsula to the Ohio border — we serve all 83 Michigan counties. Wherever you're buying or refinancing in Michigan, Victory Home Loans has you covered.

All 83 Michigan Counties Southeast Michigan West Michigan Mid-Michigan Northern Michigan Upper Peninsula Southwest Michigan East Michigan / Thumb Metro Detroit Grand Rapids Area Lansing Area Traverse City Area Flint Area Ann Arbor Area Kalamazoo Area
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Meet Your Loan Experts
Real people who answer the phone and care about your outcome.
Scott Van Sickle
Scott Van Sickle
Broker / Owner
NMLS #137287
Jason Minnick
Jason Minnick
Loan Officer
NMLS #1024739
Jeffrey McIntosh
Jeffrey McIntosh
Loan Officer
NMLS #907421
Meet Our Full Team →

📞 Call us at 586-226-8400 or send us a message →