Application Checklist

Below is a list of documents that are required when you apply for a mortgage. However,
every situation is unique and you may be required to provide additional documentation.
Please contact us today with any questions you may have.

Property
For a purchase:

• Copy of signed sales contract including all addendums
• Verification of the deposit you placed on the home

For a refinance:

• Copy of your current mortgage statement(s)

Income

• Copy of last 2 years federal tax returns w/all schedules
• Copies of your W-2 forms for the past two years
• Copies of your paystubs for the most recent 30-day period and year-to-date
  names and addresses of all employers for the last two years

If self-employed:

• K-1’s for all partnerships and S-Corporations for the last two years
• Completed and signed Federal Partnership (1065) and/or Corporate Income Tax
  Returns (1120) including all schedules, statements and addenda for the last two
  years. (Required only if your ownership position is 25% or greater.)

Assets:

• Last 2 months bank statements (all pages)
• Most recent copy of 401k/IRA statements

Residency:

• Complete 2 year residency history including name and phone number of
  landlord or management company.

Source of Funds and Down Payment

• Sale of your existing home – provide a copy of the signed sales contract on your
  current residence and statement or listing agreement if unsold (at closing, you must
  also provide a settlement/Closing Statement)
• Gifts – If part of your cash to close, provide Gift Letter and proof of receipt of funds

Debt or Obligations

• Prepare a list of all names, addresses, account numbers, balances, and monthly
  payments for all current debts.