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Can I apply for a new purchase loan without a purchase agreement?

Absolutely. We can get a conditional approval based on a TBD property so that the process will go much faster once you sign a purchase agreement. Back to Top

Does it cost me anything to apply with Victory Home Loans?

No, there are no fees associated with filling out the application. Fees will not be charged until the application process is complete and you have received the required RESPA documents.
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Who sees the information on my online application?

The online application is a secure application that is transmitted to the loan officer chosen. The loan officer will be notified via text and email that an application has been filled out and they will call you to request necessary documents. Back to Top

What does my mortgage payment include?

Principal: Repayment on the amount borrowed

Interest: Payment to the lender for the amount borrowed

Taxes & Insurance: Monthly payments are normally made into a special escrow account for items such as homeowners insurance and property taxes.

Private Mortgage Insurance (PMI): Down payments of less than 20% require a form of PMI that is generally charged on a monthly basis. Back to Top

Contact a loan expert

Contact Victory Home Loans today and talk to a loan expert.

Get in Touch - or - Apply for a loan today!

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coverage areas

We cover the entire Metro Detroit area including Macomb County - Oakland County - Wayne County - Clinton Township - Macomb - Shelby Township - Roseville - Chesterfield - Grosse Pointe - Sterling Heights - Troy - Madison Heights - Rochester Hills - Rochester

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